Terms of Service

Last updated · September 2026

What you're buying

Nomad Ledger sells digital products: guides, spreadsheets, phone wallpapers, and access to a periodically updated price database. All products are delivered digitally. No physical goods, no subscriptions unless clearly marked as monthly.

Personal use only

Your purchase licenses the content for your own personal use. Please don't redistribute, resell, or publish the files. Sharing your login or download links publicly may result in access being revoked without refund.

Honest expectations

All prices and savings figures in our products and marketing describe the author's own subscriptions and tests, re-verified monthly where stated.
Subscription prices, regional availability, and service terms change constantly. What works this month may change next month — that's why the database exists.
Your savings depend on which services you use, your country, and payment method. We don't guarantee any specific result.
Some methods described involve purchasing subscriptions in regions with lower prices. You are responsible for complying with each service's own terms of use.

Not advice

Nothing on this site or in our products is financial, legal, or tax advice. It's one nomad's documented setup, shared as information.

Payments & refunds

Payments are processed by Stripe or Gumroad. All paid products carry a 30-day money-back guarantee — see the refund policy.

Contact

Questions: email us.